Blackjack

Blackjack is a card game in which the player tries to beat the dealer.

CARDS AND POSITIONS

An ace can be counted as either 1 or 11, while face cards count for 10 and other cards count as their natural value. The game is played with six 52 card decks without jokers. A player may play several hands at the same time but, if necessary, the casino may limit the number of hands a player can play simultaneously and the number of background players.

THE COURSE OF THE GAME

Players are initially dealt two cards each, and the dealer is dealt one card. Players may draw additional cards until they feel the value of their hand is close enough to 21. When all of the players have been dealt their desired number of cards,  the dealer deals himself additional cards until the value of his hand is 17 or higher. The player may not draw additional cards if the value of his hand is 21, unless the hand includes an ace and has two values (such as A+4+6).

PAYOUTS
The player wins at a payout rate of 1:1 if the value of his hand is closer to 21 than the dealer’s, or if the dealer’s score exceeds 21. If the dealer’s score is closer to 21, the player loses his bet. In case of a tied score, the hand is a push. The player always loses if his score exceeds 21.

BLACKJACK
A player who scores 21 with the first two cards of a hand hits Blackjack, which pays at 3:2, except when the dealer also hits Blackjack. If the dealer also hits Blackjack, the hand is a push.

DOUBLING DOWN
The player may double down all hands of two cards, but he will then only be dealt one additional card. To double down, the player places an equal bet next to the original one. When doubling down soft hands (such as A+4 = 5 or 15), the  score is always counted as the higher score in the player’s favor.

SPLITTING
If the player’s first two cards are equal in value, they can be split into two separate hands by placing a new bet for the second card that is equal in value to the original bet. The two hands will then be played separately. If the next cards dealt  to the split hands are again equal in value to the first card, those cards can be further split into separate hands. A maximum of four hands can be formed per position by splitting. If the player splits two aces, he will only receive one additional card for each hand. If the player’s additional card drawn for either of the split hands is another ace, that hand can then be split again. A maximum of four hands can be formed per position by splitting aces. In a split hand, an ace and a face  card or 10 does not count as Blackjack and only pays out at a ratio of 1:1. A score of 21 achieved by splitting always loses to the dealer’s Blackjack. A split hand can be doubled down in the normal manner.

INSURANCE
If the dealer’s first card is an ace, the player may insure himself against the dealer’s Blackjack by placing an additional bet on the insurance line. The maximum value of the insurance bet is half of the original bet. Players must decide on  insurance before any additional cards are dealt. If the dealer hits Blackjack, insurance bets pay out at 2:1. If the dealer doesn’t hit Blackjack, the insurance bets are lost and the game goes on as usual.

EVEN MONEY
If the dealer’s first card is an ace, Blackjack pays out at 1:1 (even money) if the player so chooses. If the player does not want even money, Blackjack pays out at 3:2 unless the dealer also hits Blackjack. If the dealer also hits Blackjack, this  results in a stand off, in which case the bet neither wins nor loses.

SURRENDER
The player may surrender on his own turn by communicating this to the dealer before additional cards are dealt. When a player surrenders, he loses half the bet and the cards are removed to the card corner. Surrendering against the  dealer’s ace is not possible.

TRIPLE SEVEN JACKPOT
If the player is dealt a triple seven on the first three (3) cards of a hand, he immediately receives a payout of 3:1. If the player doubles down on a double seven and is dealt another seven as the additional card, both the original bet and the  additional bet receive a payout of 3:1. Note: If the player splits a pair of sevens, he can’t receive a payout of 3:1 and the hand is played normally.

JACKPOT SIDE GAMES

POKER BONUS
A side game in which the player wins if the first two cards he is dealt, together with the dealer’s first card, form a flush, straight, three-of-a-kind, straight flush, or three completely identical cards (“Perfect Trips”). The payouts are as follows:

POKER HAND PAYOUT
THREE OF A KIND, SAME SUIT 100 x BET
THREE OF A KIND OR STRAIGHT FLUSH 30 x BET
STRAIGHT 10 x BET
FLUSH 5 x BET

PERFECT PAIRS
The player wins the side bet if the first two cards dealt to his position are a pair. Unlike in the main Blackjack game, face cards do not count as 10. To form a pair, the face cards must be two jacks, two queens or two kings. The payouts are as follows:

PAIR PAYOUTQ
Perfect pair (two cards of the same suit) 30 x BET
Colored pair (a pair of two cards of the same color but different suits) 10 x BET
Mixed pair (a pair of one red and one black card) 5 x BET

The payout for Blackjack is 99.7 %. The payout for the Poker Bonus side game is 93.3 %. The payout for the Perfect Pairs side game is 94.4 %.

These rules are based on Veikkaus’ casino and slot machine rules.